Finance

Everyone talks about starting a SIP like it’s the simplest thing in the world. Open an account, pick a fund, set up monthly payments, and watch your wealth grow. If only it were that straightforward.​ The reality is that there are several important aspects of SIP investing that most people …

What is a Child Insurance Plan? A child insurance plan (also known as a child education plan) is kinda like a smart financial tool that helps parents save bit by bit for their kid’s future—especially for things like education—and at the same time, gives financial protection. These plans mix both …

Most of us start saving with good intentions. We tell ourselves that we will begin next month, once the bills are paid or the bonus arrives. But life rarely follows that plan. There is always something waiting to be bought or some expense that feels more urgent. What we often …

The amount you are eligible to borrow for a home loan doesn’t just depend on your income or credit score. There’s something else that plays a quiet but crucial role, i.e., how much the property is worth in the eyes of the lender. It might sound straightforward, but the way …

Not all rewards come in the form of discounts or cashback. Some build up quietly in the background while you go about your daily spending. That’s the idea behind credit card reward points. Whether you’re booking tickets, ordering food or shopping online, these points are a way to make your …

A few years ago, Rohan started his first job in Bengaluru. He wanted a credit card to manage travel bookings, shop online during festive sales and enjoy cashless dining. When he applied, the bank told him he had “no CIBIL score” and his application could not go through. It felt …

When you invest in a fixed deposit, what’s the first thing you check? Most people look at the interest rate. But there’s one more thing that matters: Tenure. The time for which you keep your money locked in plays a big role in how much you actually earn, how liquid …

Purchasing a home is likely one of the largest financial investments most people will make during their lifetime. Perhaps one of the most important parts of this experience is finding the right home loan. While financial preparedness and credit score are essential, timing is also surprisingly significant in securing a …

Selecting a Savings Account is a significant financial decision that affects both the ease with which you can access your funds and the potential growth of your savings. The following five key factors warrant careful consideration before making your choice: 1.Review the Interest Rate The interest rate is a key …

In a world that is more globalized by the day, the Indian diaspora is more linked than ever to its home. Whether through investments, real estate, or financial planning, Non-Resident Indians (NRIs) still keep close to their roots. One question that frequently crops up among NRIs planning for long-term security …