Finance

Metal credit cards have a certain aura around them. They’re heavy, striking, and instantly catch attention the moment they hit the counter. For many, that satisfying “clink” is enough to feel like they’ve stepped into a more premium world of finance. But here’s the real question: Are metal credit cards …

Everyone talks about starting a SIP like it’s the simplest thing in the world. Open an account, pick a fund, set up monthly payments, and watch your wealth grow. If only it were that straightforward.​ The reality is that there are several important aspects of SIP investing that most people …

What is a Child Insurance Plan? A child insurance plan (also known as a child education plan) is kinda like a smart financial tool that helps parents save bit by bit for their kid’s future—especially for things like education—and at the same time, gives financial protection. These plans mix both …

Most of us start saving with good intentions. We tell ourselves that we will begin next month, once the bills are paid or the bonus arrives. But life rarely follows that plan. There is always something waiting to be bought or some expense that feels more urgent. What we often …

The amount you are eligible to borrow for a home loan doesn’t just depend on your income or credit score. There’s something else that plays a quiet but crucial role, i.e., how much the property is worth in the eyes of the lender. It might sound straightforward, but the way …

If you’re looking for a savings option that lets you invest comfortably each month while still maintaining financial discipline, a Recurring Deposit (RD) is one of the most reliable choices. It’s simple, predictable, and ideal for both new savers and experienced investors who want stability without market risk. But to …

Not all rewards come in the form of discounts or cashback. Some build up quietly in the background while you go about your daily spending. That’s the idea behind credit card reward points. Whether you’re booking tickets, ordering food or shopping online, these points are a way to make your …

A few years ago, Rohan started his first job in Bengaluru. He wanted a credit card to manage travel bookings, shop online during festive sales and enjoy cashless dining. When he applied, the bank told him he had “no CIBIL score” and his application could not go through. It felt …

When you invest in a fixed deposit, what’s the first thing you check? Most people look at the interest rate. But there’s one more thing that matters: Tenure. The time for which you keep your money locked in plays a big role in how much you actually earn, how liquid …

Purchasing a home is likely one of the largest financial investments most people will make during their lifetime. Perhaps one of the most important parts of this experience is finding the right home loan. While financial preparedness and credit score are essential, timing is also surprisingly significant in securing a …